Most plans reset January 1 · — days left to use this year's coverage
Expiring Benefits

Your benefits expire.
Use them first.

Dental cleanings, new glasses, massage, physio — your job already pays for them. We text you before your plan resets so you don't lose what you've earned.

Freefor you, always
2 textsa year, no spam
No loginno member ID

Remind me before they reset

Takes 30 seconds.

What does your plan cover?
No insurance detailsNo member ID, no logins
We never sell your dataYour number stays with us
2 texts a yearReply STOP anytime
Local to GuelphRun by a real person here

How much are you about to lose?

Enter what's left on your plan this year. Check your insurer's app or booklet if you're not sure.

Unused coverage you could lose

$950

— days left to use it.

Remind me before it resets

How it works

1

Sign up in 30 seconds

Phone, postal code and what your plan covers. Nothing else.

2

Get a text before reset

Two months before, and again one month before. Reply STOP anytime.

3

Book before it's gone

We point you to nearby dental and optical clinics that bill your insurance directly.

NOT SURE WHERE TO GO?

We'll help you pick a clinic.

Haven't been to a dentist in a while? Don't know which optical shop takes your insurance? Just reply CLINIC to any of our texts. A real person will send you a few options near you that bill your insurance directly, so you don't pay upfront.

Not sure which dentist or optical shop to go to? Reply CLINIC and we'll send a few near you.
CLINIC
Got it! We'll text you a few dental & optical options near N1H that direct-bill, within 1 business day.

WHO'S BEHIND THIS

Hi, I'm Paramdeep.

I'm a licensed industrial electrician working in Guelph manufacturing. Expiring Benefits is a simple, free tool I built so coworkers and neighbours stop losing coverage they've already earned. Questions? Email me at paramd22@gmail.com.

FOR EMPLOYERS & HR

A free perk for your team

You pay for benefits so your people stay healthy. Help them actually use them. We'll send a break-room poster with a QR code and a short message for your newsletter. No cost, no setup.

FOR CLINICS

Own a dental or optical clinic?

Get listed in front of local people whose benefits are about to expire. One flat monthly fee. No per-patient charges, no contract.

Questions

Is it really free?

Yes. You never pay anything. Clinics pay a flat monthly fee to be listed.

Do you need my insurance details?

No. We only ask for your first name, phone, postal code and roughly what your plan covers. No member ID, no insurer login.

How many texts will I get?

Usually two a year: about two months and one month before your plan resets. Reply STOP anytime to unsubscribe.

My plan doesn't reset on January 1.

Pick your reset month when you sign up and we'll time your reminders to your plan year.